Financial Plans  |  Residual Income  |  Mortgages  |  Real Estate

Financial Plans

Our financial planning process is comprehensive and flexible, designed to address the most common income and risk concerns faced by families and businesses. In particular, our plans include:  

• Residual (Passive) Income or Cost Hedge

• Life Insurance as a Risk Mitigation Tool

• Estate Plans

• Business Development

Residual Income or Cost Hedge

Residual (Passive) income is a predictable income stream that can be used to hedge or offset costs, accumulate savings, or build wealth. For example, residual income can be used to:

• Offset Household Expenses (i.e., Mortgage Payments and Education Costs).

• Accumulate Savings or Build Generational Wealth.

• Offset Business Costs, (i.e., Operating Expenses or Employee Benefits).  

Estate Plans

The following are the estate documents included in our standard plan:

• • Power of Attorney

  • Last will and Testament 

  • Living will

  • Living Trust

Mortgages

As an inclusive component of our standard plan, we will leverage our financial expertise to secure competitive mortgages that meets regulatory standards, with the ability to offset up to 100% of the related mortgage cost.  

Real Estate

We provide the opportunity for families and businesses to develop real estate portfolios for the purpose of generating residual income and wealth. 

Our cost hedging service can be used to offset up to 100% of all mortgage costs obtained through our services. This provides significant pricing power, which allows our clients to offer rental units at very affordable prices while expanding access to affordable housing.